Protecting Your On-Line Identity – Like millions of others, I am concerned about protecting my on-line identity. I decided to do something about it and have signed up with miiCard The process was NOT trivial, nor should it be. I had to provide a valid email address, a working number for SMS and then a bank card. Every time I updated something or added information, I needed to verify that by text. Which is the way that it should be. While it is too early to tell how effective it will be, I was pleased with how thorough the process was.